Lendlord Blog
Guides, market insights and product news for landlords and property investors.
38% of BTL Mortgages Expire Within 12 Months. Is Yours One?
Lendlord's buy-to-let market research puts 38% of BTL mortgages inside a 12-month expiry window. Here is the sequence to run before yours lands.
Your Agent Supplied the Tenancy Agreement, but Who Checked It?
Nearly half of landlords let their agent supply the paperwork, and 90.6% never had it reviewed. Five questions that show whether the wording protects you.
Two Thirds of Bridges Redeem Early. A Quarter Still Need an Extension
174 refinance exits against 92 sales in Lendlord's latest 272 bridging deals. See how often each one clears before the scheduled date.
Is Your Rental Portfolio Profitable? The Median Nets £11,471 ---
Lendlord Benchmarks, August 2026: median net cash flow £11,471 across four to ten property portfolios. The lower band runs at a loss. See where yours sits.
HMO Inspection Documents: What to File Before the Visit
England HMO document pack: gas, EICR, fire, amenities. File proof in one place before the council asks, then send it in days not weeks.
After Your First MTD Update: What to Fix Before 7 November
Q1 was due 7 August. Soft landing is not a free pass. Clean digital records now, then file your second MTD quarterly update by 7 November 2026.
Can You Bridge With No Kitchen? 93 Deals Say Yes
93 of Lendlord's latest 272 bridging deals were unmodernised with no kitchen or water. Median loan £95,625. Price works before you complete.
What 112 Auction Bridges Reveal in Lendlord's Latest 272 Deals
In Lendlord's latest 272 bridging deals, 112 were auction-tagged: median loan £80,125, 84% company-owned, 71% refinance exits, and 42-day median funds since 2025.
BTL Stress Test and ICR Calculator: Check Affordability Before You Remortgage
Use a BTL stress test and ICR calculator with UK lender bands, worked examples, and Q3 2026 rate context for private and company landlords.
The 11-Property Tipping Point: When UK BTL Stops Being Personal
Company ownership crosses 50% in the 11-20 property band in Lendlord Q3 2026 data. See when BTL stops being personal, and model Ltd vs personal before you incorporate.
Landlord Possession Claims Rose 6% After the Renters Rights Act. Completed Repossessions Did Not.
MoJ Apr-Jun 2026 data: landlord possession claims up 6% while bailiff repossessions fell 3%. What the gap means for Section 8 evidence.
AI Refurb Costs vs a Real Quote: Check Lendlord AI Before You Bid
How to check a Lendlord AI refurb cost breakdown against a contractor quote before you bid. Scope, VAT, extras, and when to rerun the deal.
Landlords Are Winning 10%+ Off Asking Again: How to Model the Deal Before You Bid
Hamptons data shows landlords paid 88.7% of asking in July 2026. See where discounts are widest, how rents are rising, and how to model the deal before you bid.
UK Tenant Demand Rises as Landlords Keep Selling: How to Buy Lettable Stock
63% of UK landlords report strong tenant demand in Q2 2026, but many are still selling. Source deals with Lendlord AI alerts and underwrite in the Deal Analyser before you offer.
AI Refurb Costs vs a Real Quote: Check Lendlord AI Before You Bid
Check Lendlord AI's refurb cost breakdown against a contractor quote before you bid. Align spec, VAT and extras, then rerun the deal.
UK Landlord Compliance Calendar 2026: Deadlines Still Ticking
UK landlord compliance calendar for August 2026 onwards: MTD, Renters Rights Act, PRS database, MEES, and fines. Track duties in Lendlord's compliance hub.
MTD 7 August 2026: In Scope, Common Q1 Mistakes, and What to Do If You’re Late
Confirm MTD scope, fix seven common Q1 errors, and know what happens if you miss 7 August 2026. Links to Lendlord filing guides without repeating them.
Bridging Loan Application Documents Checklist 2026
Bridging loan application documents checklist for UK investors: ID, proof of funds, schedule of works, valuations and exit evidence lenders ask for in 2026.
Section 21 Deadline Aftermath: What Section 8 Data Shows So Far
The 31 July Section 21 court deadline has passed. See July possession data, how landlords are using Section 8 grounds, and what to prepare for next.
Fixed vs Rolled-Up Bridging Interest Cost Comparison
What to change in a UK tenancy agreement template mid-tenancy: rent increases, new occupants, pets and variations after the Renters Rights Act.
Tenancy Agreement Template: Mid-Tenancy Changes
What to change in a UK tenancy agreement template mid-tenancy: rent increases, new occupants, pets and variations after the Renters Rights Act.
Refurbishment Bridging Loan Case Study: Costs, Timeline and Exit
Worked refurbishment bridging loan case study: purchase, works budget, drawdown timeline, interest cost and BTL remortgage exit for UK landlords.
HMO Licensing vs Article 4 for UK Investors
HMO licensing and Article 4 are separate gates. How multi-let investors check both before buying, converting or letting in England.
BoE Holds 3.75%: The Remortgage Math Landlords Miss
Bank Rate held at 3.75%. Why waiting for a cut can cost borrowing power, and how a 5-year fix can raise your max BTL loan.