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Lendlord MTD Hub Compliance Guide: Submit Your HMRC Quarterly Update
To submit a Making Tax Digital quarterly update in Lendlord, open Manage then Accounting then MTD Hub, confirm HMRC registration, verify the portfolio owner NINO, connect securely to HMRC, select the quarter, categorise mortgage interest, review income and expenses, and click Submit. You can quit and fix data before finalising.
If you searched for a Lendlord MTD Hub walkthrough or how to submit an HMRC quarterly update, this guide follows the full compliance deck slide by slide. You will prepare inside Lendlord, connect securely to HMRC, and submit with confidence. Lendlord is MTD-ready software for UK landlords and is approved by HMRC.
At a glance
- Path: Manage → Accounting → MTD Hub.
- Prep: HMRC registration + correct NINO.
- Connect: Secure handshake to HMRC online services.
- File: Choose quarter, categorise mortgage interest, review, submit.
- Control: Quit, fix in Accounting, then return to submit.
MTD Hub
Open your tax-ready workspace
Use Lendlord’s MTD Hub to prepare portfolio numbers, connect to HMRC, and submit quarterly updates. MTD Hub access is included in eligible Lendlord plans.
Explore MTD HubWhat this guide covers
This article follows Lendlord’s MTD Compliance Guide slide by slide. You will prepare inside Lendlord, connect securely to HMRC, choose the quarter, categorise mortgage interest, review totals, and submit.
Watch: MTD Hub quarterly submit walkthrough
Two environments: Lendlord preparation and HMRC compliance
The journey spans two environments. In Lendlord you prepare: verify your National Insurance number, categorise mortgage interest, and review numbers. Through the MTD Hub connection you move into HMRC compliance: provide official credentials, securely link accounts, and complete the quarterly update.
Step 1: Locate the MTD Hub
Log into Lendlord. Open the Manage tab, scroll to Accounting, and click MTD Hub. That is your starting point for every quarterly update.
Prefer a live walkthrough of the full flow? Pair this guide with the short video above and the free webinar.
Get MTD-ready
Run preparation and filing in one platform
Keep digital records, connect to HMRC, and submit quarterly updates from the MTD Hub.
Register for the MTD webinarStep 2: Unlock the hub with two prerequisites
Before setup continues, you need two things. First, register for Making Tax Digital on the HMRC website. Second, have your tax details ready, especially your NINO. When both are done, click I’ve registered with HMRC in Lendlord to continue.
Step 3: Select the portfolio owner for this update
Ask who the update is for. If you are the portfolio owner, select yourself and continue. If the update belongs to a team member, remember the rule: one team member per Lendlord account. Invite them to their own separate account so each person submits from their own login.
Step 4: Verify official tax details
Check the portfolio owner details carefully. Confirm the National Insurance number is correct before you connect anything. When it looks right, click Verify and Continue.
Step 5: Start the secure handshake with HMRC
Click Connect Lendlord with HMRC. Lendlord transfers you to the HMRC website with encrypted protection. This is the bridge between your portfolio data and the official compliance environment.
Step 6: Authenticate on the official HMRC portal
Sign in to the HMRC online service with your official credentials. That authorises the connection and prepares your account for submission. Prefer a live walkthrough? Join the MTD Hub webinar for a demo of this link.
Step 7: Select the quarterly period
Back in the flow, choose the quarter you are filing for, such as Q1 (Apr to Jun) or Q2 (Jul to Sep), then click Submit Now. For Phase 1 landlords, the first 2026/27 deadline is still 7 August 2026 for the period from 6 April to 5 July. See also what to submit by 7 August 2026.
Step 8: Isolate and categorise mortgage interest
Select the expense categories that contain your mortgage interest for that period. Clear categorisation keeps the quarterly update accurate and easier to defend if HMRC asks questions later.
Step 9: Review income, expenses, and net profit
Take a moment to review the summarised numbers before you finalise. Check income, expenses, and net profit against your own records. If everything looks correct, you are ready to submit.
Spotted a mistake? Stay in control
If something looks wrong, you are not trapped. Spot the mistake during review, hit Quit to exit setup safely, fix the data in Lendlord Accounting, then return and submit via the MTD Hub. The guide is clear: there are no penalties for exiting early to correct your books.
Step 10: Finalise and achieve compliance
When the numbers are right, click Submit. You have successfully submitted your quarterly update.
Need help? Real human support
If you get stuck, reach out via the in-app chat for human guidance. Software should make the path clear, and support should be there when a step feels unfamiliar.
The MTD Hub as your compliance engine
Daily management (properties and records) feeds the Lendlord MTD Hub, which bridges into HMRC compliance.
Lendlord is MTD-ready software for UK landlords and is approved by HMRC. Keep invoices and ownership proofs beside the numbers you file each quarter.
Prepare first
Keep evidence beside your quarterly numbers
Store invoices and ownership proofs before you open the MTD Hub, so review is faster.
Open document managementFrequently asked questions
Go to Manage, scroll to Accounting, and open MTD Hub. That is where you prepare and submit quarterly updates.
Register for Making Tax Digital with HMRC first, and have your National Insurance number ready to verify the portfolio owner.
One team member submits per Lendlord account. Invite other owners to their own accounts so each person files from their own login.
Quit setup safely, fix the data in Lendlord Accounting, then return to the MTD Hub and submit. You stay in control before finalising.
Related guides for UK landlords
- How to submit your first quarterly update with Lendlord’s MTD Hub (webinar)
- MTD deadline 7 August 2026: what to submit
- MTD-ready digital records before August
- Video: submit your HMRC quarterly update step by step
Work through the MTD Hub once with clean records, then repeat the same path every quarter.
Get MTD-ready on Lendlord
Expert insight from Aviram Shahar, Co-Founder and CEO of Lendlord · PropTech entrepreneur · Last updated July 2026
Official data sources
Confirm live MTD rules and software requirements before you submit.
About Lendlord
Lendlord is a UK PropTech platform that helps property investors source, analyse, fund, and manage property deals in one place. In addition, as a direct bridging lender, it provides bridging loans from £30k to £3M at rates from 0.75% pm, with completions from 5 days and no broker fees.
The platform serves investors across the UK, US, and Canada, with tools including AI sourcing, BTL/BRRR/flip analysers, portfolio management, and Making Tax Digital compliance.
Lendlord is MTD-ready software for UK landlords and is approved by HMRC.
Commercial Property Awards 2026 Finalist. Property Reporter Awards 2022 Winner.
This page is informational and does not constitute financial, tax, or legal advice. Furthermore, rates, rules, and thresholds change, so confirm figures with a qualified professional and official sources before you act. Your property may be repossessed if you do not keep up repayments. Rates and terms are indicative and subject to individual assessment.
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