Bridging Loans UK from 0.78% pm | Decision in Hours
Trustpilot 4.7 out of 5 | Direct Lender | No Broker Fees | Completion in 5 Days
Lendlord Commercial Property Awards 2026 Finalist 1 Lendlord Property Reporter Awards 2022 Winner Bridging Loans With No Broker Fees

UK Bridging Loans - Complete in Days, Not Months

Direct lender. Bridging from 0.78% pm, up to 90% LTV. Built for auctions, refurbishments and chain-breaks, with decisions in hours.

Direct lender bridging. Decisions in hours, funds in days.

No obligation • No credit check • Takes 2 minutes

0.78%
Rate p/m
90%
Max LTV
£30k-£3M
Loan size

Trusted by Investors Across the UK

Bridging finance case studies - auctions, HMO conversions, BRRR & refurbs, completed nationwide

4.7 out of 5
Video Testimonial

Bridging Platform Trusted by Jamie York

Hear how Lendlord helped complete a bridging deal quickly and transparently

Auction Purchase Bridging Loan %E2%80%93 Wales
Auction Purchase • High-Growth Refurb

Wales - 3-Bed Terraced House

£85,000
Gross Loan
88%
LTV (Purchase)
£130k
Valuation
57.7%
LTV (Value)
  • Below-market-value auction purchase
  • High-growth refurbishment opportunity
  • Significant headroom against £130k open market valuation
  • Dual legal representation
  • Property type: 3-bed terraced house
Wales • Completed February 2026
Bridging For Buy To Let Investment Purchase In Leeds
Non-Auction BTL Purchase

Leeds - 2-Bed Terraced House

£67,500
Gross Loan
75%
LTV
£90k
Purchase Price
Dual
Legal Rep
  • Buy-to-let investment purchase
  • Non-auction - standard purchase timeline
  • Property type: 2-bed terraced house
  • Fast, low-cost completion
  • Dual legal representation
Leeds • Completed January 2026
Video Testimonial

AI for Landlords

Discover how Lendlord uses AI to help landlords find and fund the right bridging deals faster

Bridging Finance For A Heavy Refurbishment And Conversion To A 5 Bed HMO
Auction • Heavy Refurb to 5-Bed HMO

West Midlands - End of Terrace

£67,500
Gross Loan
75%
LTV (Surveyor)
£110k
Purchase Price
£90k
Surveyor Value
  • Auction acquisition with heavy refurbishment
  • Conversion to 5-bed HMO
  • 75% of £90,000 surveyor value
  • Dual legal representation
  • Property type: end of terrace
West Midlands • Completed March 2026
75 Percent LTV Auction Purchase In Yorkshire
Auction • Staged Refurb Drawdown

Yorkshire - 3-Bed End of Terrace

£94,000
Total Facility
75%
LTV
£69k
Main Advance
£25k
Refurb Advance
  • Purchase price £92,000
  • Staged drawdown: refurb funds released to schedule
  • 3 bed, 2 bath, large garden, 3 parking spaces
  • Property type: end of terrace
Yorkshire • Completed April 2026

Ready to Fund Your Next Deal?

Get indicative bridging terms in minutes. No obligation, no credit check, no broker fees.

Video Testimonial

Lendlord's Digital Bridging Finance

See how Lendlord's digital platform streamlines bridging finance from application to completion

Auction Purchase Bridging Loan In Leicestershire
First-Time Buyer • Auction

Leicestershire - Terraced House

£92,000
Gross Loan
65.25%
LTV
£141k
Purchase Price
£35k
Refurb Budget
  • First-ever property purchase - no prior portfolio
  • Refurbishment managed by experienced JV partner
  • Auction purchase with tight completion deadline
  • £35,000 estimated refurbishment works
  • Property type: terraced house
Leicestershire • Completed May 2026
Bridging Funding For Auction Purchase Plus Refurbishment In Essex
Auction + Refurb • Flat to 4-Bed HMO

Essex - Flat to 4-Bed HMO Conversion

£163,500
Gross Loan
75%
LTV
£450k
Future GDV
£100k
Refurb Advance
  • Auction purchase - flat conversion to 4-bed HMO
  • Estimated £90,000 refurbishment cost
  • £100,000 second advance for refurb works
  • Post-works GDV: £450,000
  • Property type: flat
Essex • Completed March 2026
Video Testimonial

Lendlord for Property Investors

See why property investors choose Lendlord for fast, transparent bridging finance

Bridging An Auction Purchase At A 90 Percent LTV In The West Midlands
High Leverage • 90% LTV

West Midlands - 9-Bed Terraced HMO

£207,000
Gross Loan
90%
LTV
£230k
Property Value
9 rooms
HMO Let
  • Auction purchase at maximum leverage
  • Intended use: let as 9-room HMO
  • £10,000 refurbishment budget (self-funded)
  • No refurb loan required
  • Property type: terraced house, 9 bedrooms
West Midlands • Completed April 2026
Auction Bridging To Finance A Purchase In The West Midlands
Buy-Refurbish-Let • Auction

West Midlands - 5-Bed Detached House

£162,000
Gross Loan
70%
LTV
5 beds
Rooms to Let
Refi
Exit Strategy
  • Auction purchase - 5-bedroom detached house
  • Strategy: refurbish, let 5 rooms, then refinance
  • Exit: refinance to BTL mortgage to repay the bridge
  • Dual legal representation
  • Property type: detached house
West Midlands • Completed May 2026
5/5 - (5 votes)