UK Bridging Loans - Complete in Days, Not Months
Direct lender. Bridging from 0.75% pm , up to 90% LTV . Built for auctions, refurbishments and chain-breaks, with decisions in hours .
Direct lender bridging. Decisions in hours, funds in days.
Get Your Instant QuoteNo obligation • No credit check • Takes 2 minutes
- 0.75%
- Rate p/m
- 90%
- Max LTV
- £30k-£3M
- Loan size
Trusted by Investors Across the UK
Bridging finance case studies - auctions, HMO conversions, BRRR & refurbs, completed nationwide
★ ★ ★ ★ ★ 4.7 out of 5 ★ TrustpilotBridging platform trusted by Jamie York
Bridging Platform Trusted by Jamie York
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Auction Purchase • High-Growth Refurb
Wales - 3-Bed Terraced House
- £85,000
- Gross Loan
- 88%
- LTV (Purchase)
- £130k
- Valuation
- 57.7%
- LTV (Value)
- Below-market-value auction purchase
- High-growth refurbishment opportunity
- Significant headroom against £130k open market valuation
- Dual legal representation
- Property type: 3-bed terraced house
Non-Auction BTL Purchase
Leeds - 2-Bed Terraced House
- £67,500
- Gross Loan
- 75%
- LTV
- £90k
- Purchase Price
- Legal Rep
- Dual
- Buy-to-let investment purchase
- Non-auction - standard purchase timeline
- Property type: 2-bed terraced house
- Fast, low-cost completion
- Dual legal representation
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AI for Landlords
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Auction • Heavy Refurb to 5-Bed HMO
West Midlands - End of Terrace
- £67,500
- Gross Loan
- 75%
- LTV (Surveyor)
- £110k
- Purchase Price
- £90k
- Surveyor Value
- Auction acquisition with heavy refurbishment
- Conversion to 5-bed HMO
- 75% of £90,000 surveyor value
- Dual legal representation
- Property type: end of terrace
Auction • Staged Refurb Drawdown
Yorkshire - 3-Bed End of Terrace
- £94,000
- Total Facility
- 75%
- LTV
- £69k
- Main Advance
- £25k
- Refurb Advance
- Purchase price £92,000
- Staged drawdown: refurb funds released to schedule
- 3 bed, 2 bath, large garden, 3 parking spaces
- Property type: end of terrace
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Lendlord's Digital Bridging Finance
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First-Time Buyer • Auction
Leicestershire - Terraced House
- £92,000
- Gross Loan
- 65.25%
- LTV
- £141k
- Purchase Price
- £35k
- Refurb Budget
- First-ever property purchase - no prior portfolio
- Refurbishment managed by experienced JV partner
- Auction purchase with tight completion deadline
- £35,000 estimated refurbishment works
- Property type: terraced house
Auction + Refurb • Flat to 4-Bed HMO
Essex - Flat to 4-Bed HMO Conversion
- £163,500
- Gross Loan
- 75%
- LTV
- £450k
- Future GDV
- £100k
- Refurb Advance
- Auction purchase - flat conversion to 4-bed HMO
- Estimated £90,000 refurbishment cost
- £100,000 second advance for refurb works
- Post-works GDV: £450,000
- Property type: flat
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High Leverage • 90% LTV
West Midlands - 9-Bed Terraced HMO
- £207,000
- Gross Loan
- 90%
- LTV
- £230k
- Property Value
- 9 rooms
- HMO Let
- Auction purchase at maximum leverage
- Intended use: let as 9-room HMO
- £10,000 refurbishment budget (self-funded)
- No refurb loan required
- Property type: terraced house, 9 bedrooms
Buy-Refurbish-Let • Auction
West Midlands - 5-Bed Detached House
- £162,000
- Gross Loan
- 70%
- LTV
- 5 beds
- Rooms to Let
- Exit Strategy
- Refi
- Auction purchase - 5-bedroom detached house
- Strategy: refurbish, let 5 rooms, then refinance
- Exit: refinance to BTL mortgage to repay the bridge
- Dual legal representation
- Property type: detached house
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