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From fixed to rolling in 11 months: 84.7% rolling, 90% unchecked

Lendlord.io platform data show 84.7% of landlords with a current tenant already have a rolling tenancy agreement, replacing the fixed-term agreements that were the default before the Renters' Rights Act. A separate Lendlord.io survey found 90% of surveyed landlords used their most recent tenancy agreement without a solicitor reviewing it.

Renters' Rights Act tenancy paperwork

Platform snapshot 6 Sep 2026 · Live book: 5,235 landlords with a current tenant · 15,622 current tenancies · Survey fielded 8 to 14 Sep 2026 · Source: Lendlord.io production records + Lendlord.io landlord survey

Two datasets, one story

What changed, and what didn't

Lendlord.io platform data show the law change worked exactly as intended: landlords stopped issuing fixed-term tenancies almost as soon as the rules required it. A Lendlord.io survey of UK landlords shows the paperwork underneath that shift didn't keep pace. Read together, the two datasets say the same thing from different angles: the format changed fast, the legal certainty behind it did not.

84.7%
of landlords with a current tenant already have a rolling tenancy agreement, up from a fixed-term default before the Renters' Rights ActLendlord.io platform data
90%
of surveyed landlords used their most recent tenancy agreement without a solicitor reviewing itLendlord.io survey of UK landlords

Platform dataThe live book, today

Rolling is already the default, not just the trend

This analysis covers Lendlord's live UK book: 5,235 landlords with at least one current tenant, and their 15,622 current tenancies (about three each). Rolling vs fixed shares, landlord mix, and the charts below all use this population.

4,435
have at least one tenant on a rolling tenancy84.7% of landlords with tenants
1,057
still have at least one tenant on a fixed tenancy20.2% of landlords with tenants

300 landlords appear in both columns, a mixed book of fixed and rolling agreements, which is why the two shares add to more than 100%.

How the 5,235 landlords with a current tenant break down

  • 4,135 rolling only (79.0%)
  • 757 fixed only (14.5%)
  • 300 both (5.7%)
  • 43 not recorded (0.8%)
Current tenancies
15,622
Rolling
13,44886.1%
Fixed
1,92112.3%
Not recorded
2531.6%

Key findings, platform data

  1. Lendlord.io platform data: 84.7% of landlords with a current tenant already have at least one rolling tenancy.

  2. Lendlord.io platform data: 86.1% of the 15,622 tenancies on the platform today are already rolling.

  3. Lendlord.io platform data: only 757 landlords still run a fixed-only book.

Key numbers
5,235 landlords with a current tenant, from 15,612 active UK landlords overall. Rolling only 4,135 (79.0%), fixed only 757 (14.5%), both 300 (5.7%), not recorded 43 (0.8%).
Caveat, source
Snapshot of the live book, not the full UK market. Shares can overlap for "at least one" metrics. Source: Lendlord.io production, snapshot 6 Sep 2026.

Platform dataChart 1 of 2

Fixed-term share, indexed to the October 2025 peak

Lendlord.io platform data: October 2025 fixed-term share (31.3%) is set to 100. By August 2026 the index sits at 2.9, an absolute share of 0.9%. The shaded band marks the period after the Renters' Rights Act commenced.

Fixed-term share of starts, index (Oct 2025 = 100), Jan 2025 onward

  • Jan 25: 44.3
  • Feb 25: 63.2
  • Mar 25: 45.2
  • Apr 25: 44.8
  • May 25: 66.9
  • Jun 25: 60.8
  • Jul 25: 73.8
  • Aug 25: 88.5
  • Sep 25: 72.5
  • Oct 25: 100
  • Nov 25: 71.3
  • Dec 25: 68.5
  • Jan 26: 46.1
  • Feb 26: 37.5
  • Mar 26: 35.5
  • Apr 26: 26
  • May 26: 9.2
  • Jun 26: 3.7
  • Jul 26: 12.4
  • Aug 26: 2.9
  • Sep 26: 6.4
  • Shaded from May 2026: the period after the Renters' Rights Act commenced.

Index = month fixed share / Oct 2025 fixed share x 100. September 2026 is a partial month.

Source: Lendlord.io platform data, snapshot 6 Sep 2026.

Key findings, platform data

  1. Lendlord.io platform data: fixed-term share of new lets fell from an index of 100 in Oct 2025 to 2.9 by Aug 2026.

  2. Lendlord.io platform data: from 31.3% to 0.9%, the fixed-term cliff on the platform.

Key numbers
Peak 31.3% in Oct 2025 (index 100). Latest full month 0.9% in Aug 2026 (index 2.9). Act commencement 1 May 2026.
Caveat, source
Fixed share = fixed / (rolling + fixed) among live tenancies by start month. Cohort proxy, not a longitudinal flip series. Source: Lendlord.io production, snapshot 6 Sep 2026.

Platform dataChart 2 of 2

Before vs after 1 May 2026

Lendlord.io platform data: live tenancies bucketed by start month, split at Renters' Rights Act commencement. Fixed-term share of starts fell from 17.9% before 1 May to 2.2% after. Rolling share rose from 82.1% to 97.8%.

  • Rolling
  • Fixed

  • Before 1 May 2026

    Rolling: 82.1%Fixed: 17.9%

  • From 1 May 2026

    Rolling: 97.8%Fixed: 2.2%

Starts still live today, Jan 2025 onward, before vs after 1 May 2026. Before: 5,012 rolling and 1,096 fixed. From 1 May: 1,977 rolling and 45 fixed. Source: Lendlord.io platform data, snapshot 6 Sep 2026. The latest month included is partial.

Key findings, platform data

  1. Lendlord.io platform data: after 1 May, only 2.2% of new tenancy starts were fixed-term.

  2. Lendlord.io platform data: rolling tenancies made up 97.8% of post-Act starts still live on the platform.

Key numbers
Before 1 May (from Jan 2025): rolling 82.1%, fixed 17.9%. From 1 May: rolling 97.8%, fixed 2.2%. Latest month included is partial.
Caveat, source
Live tenancies only, by start month. Not the full UK market. Source: Lendlord.io production, snapshot 6 Sep 2026.

SurveyWhat landlords told us

The paperwork behind the switch

A Lendlord.io survey of UK landlords asked how they got their most recent tenancy agreement, whether a solicitor had reviewed it, and what would make them trust an agreement's legal wording. Figures below are rounded shares of respondents. Raw sample and completion counts are not published here; full methodology is available to press on request.

~90%
had their most recent tenancy agreement with no solicitor review at all.Survey
~45%
got that agreement straight from their letting or managing agent.Survey
~1 in 4
said a solicitor reviewing the agreement is what would make them trust it's legally safe, the single most common answer to that question.Survey

Survey: was the agreement reviewed by a solicitor for this tenancy

  • ~91% no review
  • ~9% yes, original template or this tenancy

Survey: where the most recent agreement came from

  • ~45% letting or managing agent
  • ~23% free download or online template
  • ~8% Lendlord.io's own tenancy agreement tool
  • ~24% paid template, reused AST, or other write-in
Trust the agent's paperwork
~47%
Assume a standard template is fine
~32%
What would build confidence: solicitor review
~26%
Not sure what would help
~19%

Key findings, survey

  1. A Lendlord.io survey of UK landlords found around nine in ten used their most recent tenancy agreement without a solicitor reviewing it.

  2. Almost half, around 45%, got that agreement from their letting or managing agent, and around 47% said they simply trust the agent's paperwork.

  3. Asked what would make an agreement feel legally safe, around a quarter said a solicitor review, more than any other single answer.

In their own words
"If it were approved by a legal, insured entity." "A solicitor checking it." "Reviewed by a solicitor or checked online for what is needed."
Caveat, source
Self-reported. Figures are rounded shares of respondents to a Lendlord.io survey of UK landlords, fielded 8 to 14 Sep 2026. Full sample and completion counts available to press on request.

Ready-to-quote lines

For the release

  1. Platform

    Lendlord.io platform data show fixed-term tenancy starts collapsing from 31.3% of new lets in October 2025 to 0.9% by August 2026, after the Renters' Rights Act commencement on 1 May 2026.

  2. Platform

    Today, 84.7% of landlords with a current tenant already have at least one rolling tenancy, and 86.1% of the 15,622 tenancies on the platform are rolling.

  3. Survey

    A Lendlord.io survey of UK landlords found that around nine in ten used their most recent tenancy agreement without a solicitor ever reviewing it.

  4. Survey

    Around a quarter of landlords surveyed said a solicitor's review is exactly what would make them trust an agreement's legal wording today, more than any other answer.

  5. PlatformSurvey

    Landlords complied with the letter of the law almost overnight. Lendlord.io's survey suggests most did it on paperwork the letter of the law was never checked against.

How this was built, and what it cannot tell you

  • Platform data

    • Population. 5,235 active UK Lendlord.io landlords with at least one current tenant (out of 15,612 active UK landlords overall), and their 15,622 live tenancies (status Actual), snapshot 6 September 2026.
    • No true flip history. Nothing in the underlying records captures the moment a tenancy changed from fixed to rolling, so the charts are cohort proxies built from start date, not a longitudinal series.
    • Self-reported field. Fixed vs rolling is whatever the landlord entered in Lendlord.io, not a legal determination.
    • Partial period. The most recent month in each series is incomplete.

  • Survey data

    • Population. Lendlord.io users shown the survey automatically in the web app, 8 to 14 September 2026.
    • Self-reported. Solicitor review and agreement source reflect what the respondent believes, not a verified legal check.
    • Rounded, not raw. Every figure above is a rounded share of respondents. Sample size and completion counts are not published on this page and are available to press on request.
    • No personal data. No names, emails, or user identifiers were retained or used in this analysis.

Keep the two sources captioned separately in coverage: Lendlord.io platform data for the tenancy-type figures, a Lendlord.io survey of UK landlords for the paperwork figures. They support each other as a narrative. They are not the same measurement and should never be merged into one statistic.

What landlords need next

Fixed-term ASTs are no longer the default, and most of the agreements replacing them have not had a solicitor's eyes on them. Lendlord's tenancy agreement generator is free to use and solicitor-backed, producing a Renters' Rights Act periodic agreement landlords can customise and download as a PDF.

Try the free solicitor-backed tenancy agreement generator

Platform figures: read-only aggregation against the Lendlord.io production replica, snapshot 6 September 2026. Survey figures: Lendlord.io survey of UK landlords, fielded 8 to 14 September 2026, rounded shares only. No names, emails, or user identifiers retained; full methodology and sample size available to press on request. Do not combine the two sources into a single blended statistic - cite each with its own attribution line.